B
Evidence Grade B
Graded
under review
Safe to Cite
Recent
$190
$190 -- average chargeback cost for US merchants (2025)
Attribution:
View source
Lighthouse Research Team
Last verified:
·
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Source verified
Evidence graded
Value
$190
Unit
Currency Usd
Data Vintage
2025
Entity
Evidence Quality
B
Strong, reliable evidence
Sourced from a well-regarded research firm or industry leader with transparent methodology and a reasonably large sample.
Single source - not yet corroborated
Score breakdown
Extraction
50
Source Trust
60
Citation Chain
20
Independence
30
Methodology
45
Freshness
95
Source
Swipesum
Primary
Tier C
https://www.getflexpoint.com/credit-card-surcharging-us-states/texas ↗
Source Article
Guide to Credit Card Surcharging Laws in Texas for MSPs
For Texas MSPs, adding a credit card surcharge can help offset the rising cost of processing fees, especially when clients prefer to pay with high-reward cards that carry higher interchange rates.
That said, MSPs must still comply with several requirements to adhere to card brand agreements and lega…
Original Research
Swipesum
· Original study ↗
Methodology
Swipesum industry data as cited by FlexPoint
Methodology documented
Segmentation
Industrymarketing
Cite this stat
Plain Text
US merchants: $190 average chargeback cost. Source: Swipesum (2025). Via Lighthouse Intelligence -- https://lighthousedata.io/data/swipesum-average-chargeback-cost
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<blockquote cite="https://lighthousedata.io/data/swipesum-average-chargeback-cost" style="border-left:3px solid #2563eb;padding:12px 16px;margin:16px 0;font-family:system-ui,sans-serif;background:#f0f4ff;"><strong>$190</strong> -- average chargeback cost for US merchants<br><small>Source: Swipesum (2025) · <a href="https://lighthousedata.io/data/swipesum-average-chargeback-cost" target="_blank" rel="noopener">Lighthouse Intelligence</a></small></blockquote>
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