B
Evidence Grade B
Graded
accuracy verified by the review judge
Safe to Cite
Current
52%
52% -- bnpl buyers without prior card transaction for South Africa BNPL buyers (2026)
Between 52% and 81% of BNPL buyers in South Africa had no previous card transaction with the same merchant.
- Reported as a range (52% to 81%) across merchants/categories
Attribution:
View source
Lighthouse Research Team
Last verified:
·
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Source verified
Evidence graded
Value
52%
Unit
Percentage
Data Vintage
2026
Entity
Evidence Quality
B
Strong, reliable evidence
Sourced from a well-regarded research firm or industry leader with transparent methodology and a reasonably large sample.
Single source - not yet corroborated
Score breakdown
Extraction
75
Source Trust
60
Citation Chain
20
Independence
30
Methodology
45
Freshness
95
Source
dLocal
Primary
Tier B
https://fintechly.com/infrastructure/dlocal-in-emerging-markets-bnpl-is-becoming-payment-infrastruct… ↗
Source Article
dLocal is expanding BNPL Fuse, its buy now, pay later infrastructure, as global merchants look for ways to reach buyers in emerging markets where credit cards cover only part of the population.
Duncan Steblyna, senior vice president of product at dLocal, told Fintechly that BNPL plays a different ro…
Original Research
dLocal
· Original study ↗
Methodology
Range 52%-81%; midpoint reported. Company-reported data via dLocal
Methodology documented
Segmentation
Industrymarketing
Cite this stat
Plain Text
South Africa BNPL buyers: 52% bnpl buyers without prior card transaction. Source: dLocal (2026). Via Lighthouse Intelligence -- https://lighthousedata.io/data/sa-bnpl-buyers-no-prior-card
HTML Embed
<blockquote cite="https://lighthousedata.io/data/sa-bnpl-buyers-no-prior-card" style="border-left:3px solid #2563eb;padding:12px 16px;margin:16px 0;font-family:system-ui,sans-serif;background:#f0f4ff;"><strong>52%</strong> -- bnpl buyers without prior card transaction for South Africa BNPL buyers<br><small>Source: dLocal (2026) · <a href="https://lighthousedata.io/data/sa-bnpl-buyers-no-prior-card" target="_blank" rel="noopener">Lighthouse Intelligence</a></small></blockquote>
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