B
Evidence Grade B
Graded
accuracy verified by the review judge
Safe to Cite
Recent
2.2%
2.2% -- chargeback threshold for Visa VAMP (2025-06)
Under Visa's VAMP program, the excessive fraud and dispute threshold for merchants is 2.2% as of June 2025.
- Drops to 1.5% for North America, EU, and Asia Pacific starting April 1, 2026
Attribution:
View source
Lighthouse Research Team
Last verified:
·
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Source verified
Evidence graded
Value
2.2%
Unit
Percentage
Data Vintage
2025-06
Entity
Evidence Quality
B
Strong, reliable evidence
Sourced from a well-regarded research firm or industry leader with transparent methodology and a reasonably large sample.
Single source - not yet corroborated
Score breakdown
Extraction
75
Source Trust
60
Citation Chain
20
Independence
30
Methodology
45
Freshness
95
Source
bilixe.com
Primary
Tier B
https://bilixe.com/high-risk-payment-gateway-vs-standard-gateway-comparison-guide/ ↗
Source Article
High Risk Payment Gateway vs. Standard Gateway: Comparison Guide
Original Research
bilixe.com
· Original study ↗
Methodology
Card network program threshold
Methodology documented
Segmentation
Industrymarketing
Cite this stat
Plain Text
Visa VAMP: 2.2% chargeback threshold. Source: bilixe.com (2025-06). Via Lighthouse Intelligence -- https://lighthousedata.io/data/visa-vamp-excessive-threshold-2025
HTML Embed
<blockquote cite="https://lighthousedata.io/data/visa-vamp-excessive-threshold-2025" style="border-left:3px solid #2563eb;padding:12px 16px;margin:16px 0;font-family:system-ui,sans-serif;background:#f0f4ff;"><strong>2.2%</strong> -- chargeback threshold for Visa VAMP<br><small>Source: bilixe.com (2025-06) · <a href="https://lighthousedata.io/data/visa-vamp-excessive-threshold-2025" target="_blank" rel="noopener">Lighthouse Intelligence</a></small></blockquote>
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