B
Evidence Grade B
Graded
under review
Safe to Cite
Current
57%
57% -- credit card holding share for paycheck-to-paycheck US consumers (2026)
Attribution:
View source
Lighthouse Research Team
Last verified:
·
How we verify data →
Source verified
Evidence graded
Value
57%
Unit
Percentage
Data Vintage
2026
Entity
Evidence Quality
B
Strong, reliable evidence
Sourced from a well-regarded research firm or industry leader with transparent methodology and a reasonably large sample.
Single source - not yet corroborated
Score breakdown
Extraction
75
Source Trust
60
Citation Chain
20
Independence
30
Methodology
45
Freshness
95
Source
PYMNTS
Primary
Tier B
http://akriviahcm.com/blog/earned-wage-access-transforming-payroll ↗
Source Article
Earned Wage Access (EWA): Revolutionizing Employee Payroll
Original Research
PYMNTS
· Original study ↗
Methodology
PYMNTS Credit Card Use Deep Dive Edition of The Paycheck-To-Paycheck Report
Methodology documented
Segmentation
Industrymarketing
Cite this stat
Plain Text
paycheck-to-paycheck US consumers: 57% credit card holding share. Source: PYMNTS (2026). Via Lighthouse Intelligence -- https://lighthousedata.io/data/us-credit-cards-paycheck-to-paycheck-57
HTML Embed
<blockquote cite="https://lighthousedata.io/data/us-credit-cards-paycheck-to-paycheck-57" style="border-left:3px solid #2563eb;padding:12px 16px;margin:16px 0;font-family:system-ui,sans-serif;background:#f0f4ff;"><strong>57%</strong> -- credit card holding share for paycheck-to-paycheck US consumers<br><small>Source: PYMNTS (2026) · <a href="https://lighthousedata.io/data/us-credit-cards-paycheck-to-paycheck-57" target="_blank" rel="noopener">Lighthouse Intelligence</a></small></blockquote>
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