B
Evidence Grade B
Graded
accuracy verified by the review judge
Safe to Cite
Dated
8,800,000
8,800,000 -- bnpl user count for UK adults (2023)
8.8 million UK adults used BNPL in the 12 months prior to the period ending May 2024 (approx. 12 months to May 2023).
Attribution:
View source
Lighthouse Research Team
Last verified:
·
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Source verified
Evidence graded
Value
8,800,000
Unit
Count
Data Vintage
2023
Entity
Evidence Quality
B
Strong, reliable evidence
Sourced from a well-regarded research firm or industry leader with transparent methodology and a reasonably large sample.
Single source - not yet corroborated
Score breakdown
Extraction
95
Source Trust
60
Citation Chain
20
Independence
30
Methodology
45
Freshness
95
Source
FCA
Primary
Tier A
https://savanta.com/knowledge-centre/view/bnpl-regulation-is-shifting-heres-what-you-need-to-know/ ↗
Source Article
BNPL regulation is shifting – here’s what you need to know - Savanta
Buy Now Pay Later has operated in a regulatory grey zone for almost a decade. That ends on 15 July 2026, when the FCA’s new rules bring Deferred Payment Credit – the formal name for interest-free BNPL – under full regulatory oversight for the first time.
The final rules, published in February 2026 (…
Original Research
FCA
· Original study ↗
Methodology
FCA Financial Lives Survey; 17% of consumers
Methodology documented
Segmentation
Industrymarketing
Cite this stat
Plain Text
UK adults: 8,800,000 bnpl user count. Source: FCA (2023). Via Lighthouse Intelligence -- https://lighthousedata.io/data/uk-bnpl-users-2023
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<blockquote cite="https://lighthousedata.io/data/uk-bnpl-users-2023" style="border-left:3px solid #2563eb;padding:12px 16px;margin:16px 0;font-family:system-ui,sans-serif;background:#f0f4ff;"><strong>8,800,000</strong> -- bnpl user count for UK adults<br><small>Source: FCA (2023) · <a href="https://lighthousedata.io/data/uk-bnpl-users-2023" target="_blank" rel="noopener">Lighthouse Intelligence</a></small></blockquote>
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