B
Evidence Grade B
Graded
accuracy verified by the review judge
Safe to Cite
Current
$68
$68 -- monthly spending increase for credit card consumers with rewards cards (2026)
The initiation of a 1% cash rewards program yielded an average increase in monthly spending of $68.
Attribution:
View source
Lighthouse Research Team
Last verified:
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Source verified
Evidence graded
Value
$68
Unit
Currency Usd
Data Vintage
2026
Entity
Sample Size
12,000
Evidence Quality
B
Strong, reliable evidence
Sourced from a well-regarded research firm or industry leader with transparent methodology and a reasonably large sample.
Single source - not yet corroborated
Score breakdown
Extraction
75
Source Trust
60
Citation Chain
20
Independence
30
Methodology
45
Freshness
95
Source
American Economic Association
Primary
Tier B
https://allmandlaw.com/filing-bankruptcy-for-credit-card-debt/ ↗
Source Article
Filing Bankruptcy for Credit Card Debt
Original Research
American Economic Association
· Original study ↗
Methodology
Study analyzing spending habits of 12,000 credit card consumers, presented at American Economic Association meetings
Methodology documented
Segmentation
Industrymarketing
Cite this stat
Plain Text
credit card consumers with rewards cards: $68 monthly spending increase. Source: American Economic Association (2026). Via Lighthouse Intelligence -- https://lighthousedata.io/data/rewards-card-spending-increase-68
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<blockquote cite="https://lighthousedata.io/data/rewards-card-spending-increase-68" style="border-left:3px solid #2563eb;padding:12px 16px;margin:16px 0;font-family:system-ui,sans-serif;background:#f0f4ff;"><strong>$68</strong> -- monthly spending increase for credit card consumers with rewards cards<br><small>Source: American Economic Association (2026) · <a href="https://lighthousedata.io/data/rewards-card-spending-increase-68" target="_blank" rel="noopener">Lighthouse Intelligence</a></small></blockquote>
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