B
Evidence Grade B
Graded
accuracy verified by the review judge
Safe to Cite
Current
80%
80% -- refinance volume decline for US mortgage industry (2026)
According to Mortgage Bankers Association data, refinance volume can drop 80% when mortgage rates rise by 100 basis points.
- Hypothetical/historical sensitivity rule of thumb based on rate movements
- Attributed generally to Mortgage Bankers Association data
Attribution:
View source
Lighthouse Research Team
Last verified:
·
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Source verified
Evidence graded
Value
80%
Unit
Percentage
Data Vintage
2026
Entity
Evidence Quality
B
Strong, reliable evidence
Sourced from a well-regarded research firm or industry leader with transparent methodology and a reasonably large sample.
Single source - not yet corroborated
Score breakdown
Extraction
50
Source Trust
60
Citation Chain
20
Independence
30
Methodology
45
Freshness
95
Source
Mortgage Bankers Association
Primary
Tier C
https://billricestrategy.com/blog/mortgage-marketing-budget-allocation-2026 ↗
Source Article
Mortgage Marketing Budget Allocation Guide 2026
Original Research
Mortgage Bankers Association
· Original study ↗
Methodology
Cited to Mortgage Bankers Association data.
Methodology documented
Segmentation
Industryreal_estate
Cite this stat
Plain Text
US mortgage industry: 80% refinance volume decline. Source: Mortgage Bankers Association (2026). Via Lighthouse Intelligence -- https://lighthousedata.io/data/refinance-volume-drop-rate-rise-2026
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<blockquote cite="https://lighthousedata.io/data/refinance-volume-drop-rate-rise-2026" style="border-left:3px solid #2563eb;padding:12px 16px;margin:16px 0;font-family:system-ui,sans-serif;background:#f0f4ff;"><strong>80%</strong> -- refinance volume decline for US mortgage industry<br><small>Source: Mortgage Bankers Association (2026) · <a href="https://lighthousedata.io/data/refinance-volume-drop-rate-rise-2026" target="_blank" rel="noopener">Lighthouse Intelligence</a></small></blockquote>
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