B
Evidence Grade B
Graded
accuracy verified by the review judge
Safe to Cite
Recent
6.21%
6.21% -- average 30 year fixed mortgage rate for US mortgage market (2025-12-18)
Freddie Mac reported the average 30-year fixed mortgage rate at 6.21% as of December 18.
Attribution:
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Lighthouse Research Team
Last verified:
·
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Source verified
Evidence graded
Value
6.21%
Unit
Percentage
Data Vintage
2025-12-18
Entity
Evidence Quality
B
Strong, reliable evidence
Sourced from a well-regarded research firm or industry leader with transparent methodology and a reasonably large sample.
Single source - not yet corroborated
Score breakdown
Extraction
50
Source Trust
60
Citation Chain
20
Independence
30
Methodology
45
Freshness
95
Source
Freddie Mac
Primary
Tier C
https://readtomato.com/pending-home-sales-california/ ↗
Source Article
Pending Home Sales In California Need A Leash.
When a dog stops at a corner, you do not yank the leash. You name the risk, then you lead. Your clients need the same steady tone when they ask, “Should we wait?” Buyer hesitation is showing up even as some sales data ticks up, since many households still feel pinned by price and job worries, per Th…
Original Research
Freddie Mac
· Original study ↗
Methodology
Freddie Mac Primary Mortgage Market Survey (PMMS), as cited by readtomato.com
Methodology documented
Segmentation
Industryreal_estate
Cite this stat
Plain Text
US mortgage market: 6.21% average 30 year fixed mortgage rate. Source: Freddie Mac (2025-12-18). Via Lighthouse Intelligence -- https://lighthousedata.io/data/freddie-mac-30yr-fixed-rate-dec-2025
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<blockquote cite="https://lighthousedata.io/data/freddie-mac-30yr-fixed-rate-dec-2025" style="border-left:3px solid #2563eb;padding:12px 16px;margin:16px 0;font-family:system-ui,sans-serif;background:#f0f4ff;"><strong>6.21%</strong> -- average 30 year fixed mortgage rate for US mortgage market<br><small>Source: Freddie Mac (2025-12-18) · <a href="https://lighthousedata.io/data/freddie-mac-30yr-fixed-rate-dec-2025" target="_blank" rel="noopener">Lighthouse Intelligence</a></small></blockquote>
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