B Evidence Grade B Graded accuracy verified by the review judge Safe to Cite Recent

4.29x

4.29x -- fraud cost ratio for U.S. retail and ecommerce merchants (2025)

Name: Fraud Cost Ratio Statistics
Creator: Lighthouse Intelligence
Published: 2026-09-29

2025 · LexisNexis

For every $1 of fraud, U.S. retail and ecommerce merchants incur $4.29 in total costs.

Includes fees, chargebacks, and merchandise replacement

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Attribution: LexisNexis View source

Lighthouse Research Team

Last verified: 2026-09-29 · How we verify data →

Source verified Evidence graded

Value

4.29x

Unit

Ratio

Data Vintage

2025

Entity

U.S. retail and ecommerce merchants

Geography

Evidence Quality

Strong, reliable evidence

Sourced from a well-regarded research firm or industry leader with transparent methodology and a reasonably large sample.

61/100 confidence

Single source - not yet corroborated

Score breakdown

Extraction

Source Trust

Citation Chain

Independence

Methodology

Freshness

Source

LexisNexis Primary Tier C

https://www.vortexiq.ai/resources/blog/ap2-engine-vortexiq-command-center-agentic-commerce ↗

Confidence: 55/100 Vintage: 2025 Channel: Deep Crawl

Source Article

AP2 Is the Engine. Vortex IQ Is the Command Centre

AP2 Is the Engine. Vortex IQ Is the Command Centre The world of digital commerce is built on a promise of efficiency, yet it’s silently bleeding money. False payment declines alone cost merchants over $118 billion in lost sales annually, a figure that does not even include the billions more lost to …

Original Research

LexisNexis · Original study ↗

Methodology

Cited to LexisNexis

Methodology documented

Segmentation

IndustryRetail RegionUS Channelcontent

Cite this stat

Plain Text

U.S. retail and ecommerce merchants: 4.29x fraud cost ratio. Source: LexisNexis (2025). Via Lighthouse Intelligence -- https://lighthousedata.io/data/fraud-cost-ratio-429-us-retail

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<blockquote cite="https://lighthousedata.io/data/fraud-cost-ratio-429-us-retail" style="border-left:3px solid #2563eb;padding:12px 16px;margin:16px 0;font-family:system-ui,sans-serif;background:#f0f4ff;"><strong>4.29x</strong> -- fraud cost ratio for U.S. retail and ecommerce merchants<br><small>Source: LexisNexis (2025) · <a href="https://lighthousedata.io/data/fraud-cost-ratio-429-us-retail" target="_blank" rel="noopener">Lighthouse Intelligence</a></small></blockquote>

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