B
Evidence Grade B
Graded
accuracy verified by the review judge
Safe to Cite
Recent
26%
26% -- share of americans spending more than earn for US consumers (2025)
26% of Americans say they spend more than they earn.
Attribution:
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Lighthouse Research Team
Last verified:
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Source verified
Evidence graded
Value
26%
Unit
Percentage
Data Vintage
2025
Entity
Evidence Quality
B
Strong, reliable evidence
Sourced from a well-regarded research firm or industry leader with transparent methodology and a reasonably large sample.
Single source - not yet corroborated
Score breakdown
Extraction
75
Source Trust
60
Citation Chain
20
Independence
30
Methodology
45
Freshness
95
Source
FINRA
Primary
Tier B
https://envelopebudgeting.com/articles/flexible-expenses ↗
Source Article
How to Take Control of Your Flexible Expenses (And Actually Stick to a Budget)
How to Take Control of Your Flexible Expenses (And Actually Stick to a Budget)
How to Take Control of Your Flexible Expenses (And Actually Stick to a Budget) The Financial Industry Regulatory Authority (FINRA) reported that 26% of Amer...
The Financial Industry Regulatory Authority (FINRA) reported …
Original Research
FINRA
· Original study ↗
Methodology
FINRA National Financial Capability Study 2025, cited via Yahoo Finance
Methodology documented
Segmentation
Industrymarketing
Cite this stat
Plain Text
US consumers: 26% share of americans spending more than earn. Source: FINRA (2025). Via Lighthouse Intelligence -- https://lighthousedata.io/data/finra-americans-spend-more-than-earn-2025
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<blockquote cite="https://lighthousedata.io/data/finra-americans-spend-more-than-earn-2025" style="border-left:3px solid #2563eb;padding:12px 16px;margin:16px 0;font-family:system-ui,sans-serif;background:#f0f4ff;"><strong>26%</strong> -- share of americans spending more than earn for US consumers<br><small>Source: FINRA (2025) · <a href="https://lighthousedata.io/data/finra-americans-spend-more-than-earn-2025" target="_blank" rel="noopener">Lighthouse Intelligence</a></small></blockquote>
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