C Evidence Grade C Use with Hedging Current

3.5%

3.5% — interest rate for Federal Reserve (2026)

Name: Interest Rate Statistics
Creator: Lighthouse Research
Published: 2026-03-24

2026 · Unknown · theworlddata.com

Cite this stat Share How we verify

Source: theworlddata.com View source

Curated by Aaron Agius · Founder, Louder Online

Last verified: 2026-06-03 · How we verify data →

Source verified Evidence graded

Value

3.5%

Unit

Percentage

Data Vintage

2026

Entity

Federal Reserve

Study Type

Unknown

Geography

Trend

Stable

Evidence Quality

Moderate quality evidence

Useful directional data with some methodological gaps. Treat as indicative rather than definitive — corroborate before citing in formal research.

57/100 confidence

Score breakdown

Extraction

Source Trust

Citation Chain

Independence

Methodology

Freshness

Sources (50)

theworlddata.com Primary Tier A

https://theworlddata.com/mortgage-rate-cut-statistics-in-us/ ↗

Confidence: 62/100 Vintage: 2026

Source Article

Mortgage Rate Trends in the US 2026 The American housing market entered 2026 with cautiously optimistic momentum as mortgage rates settled into the low 6% range, offering prospective homebuyers the most affordable borrowing costs since early 2023 after a tumultuous period that saw rates spike above …

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Original Research

Federal Reserve · Original study ↗

Methodology

Federal Reserve statistics

Study: Unknown

Trend Over Time

Period	Value	Change
2017	1.25%
2022	50%	+3900.0%
2023	4.6%	-90.8%
2023	5%	+8.7%
2023	5.1%	+2.0%
2024	4.6%	-9.8%
2026 (current)	3.75%	-18.5%
2026 (current)	3.5%	-6.7%

Segmentation

RegionUS

Cite this stat

Suggested hedging: based on claims without stated methodology, with unverified sample sizes...

Plain Text

Federal Reserve: 3.5% interest rate. Source: theworlddata.com (2026). Via Lighthouse Research Data — https://lighthousedata.io/data/federal-funds-rate-350

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<blockquote cite="https://lighthousedata.io/data/federal-funds-rate-350" style="border-left:3px solid #2563eb;padding:12px 16px;margin:16px 0;font-family:system-ui,sans-serif;background:#f0f4ff;"><strong>3.5%</strong> — interest rate for Federal Reserve<br><small>Source: theworlddata.com (2026) · <a href="https://lighthousedata.io/data/federal-funds-rate-350" target="_blank" rel="noopener">Lighthouse Data</a></small></blockquote>

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