B
Evidence Grade B
Graded
accuracy verified by the review judge
Safe to Cite
Recent
32%
32% -- credit card payment share for US consumer payments (2025)
A Federal Reserve study found that 32% of payments are made using credit cards.
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Lighthouse Research Team
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Source verified
Evidence graded
Value
32%
Unit
Percentage
Data Vintage
2025
Entity
Evidence Quality
B
Strong, reliable evidence
Sourced from a well-regarded research firm or industry leader with transparent methodology and a reasonably large sample.
Single source - not yet corroborated
Score breakdown
Extraction
50
Source Trust
60
Citation Chain
20
Independence
30
Methodology
45
Freshness
95
Source
Lighthouse Search Index
Primary
Tier C
https://project2payment.com/2025/03/the-cost-to-accept-credit-card-payments/ ↗
Source Article
The Cost to Accept Credit Card Payments - Project 2 Payment
For many small business owners, one of the biggest concerns is the cost to accept credit card payments. With so much information out there—some of it overwhelming or even misleading—it’s crucial to get the facts straight.
This guide will break down:
- Credit card transaction and processing fees
- Th…
Original Research
Lighthouse Search Index
· Original study ↗
Methodology
Federal Reserve study on payment methods, as cited by Project 2 Payment
Methodology documented
Segmentation
Industrymarketing
Cite this stat
Plain Text
US consumer payments: 32% credit card payment share. Source: Lighthouse Search Index (2025). Via Lighthouse Intelligence -- https://lighthousedata.io/data/credit-card-payment-share-32pct-federal-reserve
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<blockquote cite="https://lighthousedata.io/data/credit-card-payment-share-32pct-federal-reserve" style="border-left:3px solid #2563eb;padding:12px 16px;margin:16px 0;font-family:system-ui,sans-serif;background:#f0f4ff;"><strong>32%</strong> -- credit card payment share for US consumer payments<br><small>Source: Lighthouse Search Index (2025) · <a href="https://lighthousedata.io/data/credit-card-payment-share-32pct-federal-reserve" target="_blank" rel="noopener">Lighthouse Intelligence</a></small></blockquote>
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