B
Evidence Grade B
Graded
accuracy verified by the review judge
Safe to Cite
Recent
22%
22% -- share of banks planning to use fintechs for smb finance for US banks (2025)
22% of banks plan to use fintechs soon to offer loans to small business owners.
Attribution:
View source
Lighthouse Research Team
Last verified:
·
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Source verified
Evidence graded
Value
22%
Unit
Percentage
Data Vintage
2025
Entity
Evidence Quality
B
Strong, reliable evidence
Sourced from a well-regarded research firm or industry leader with transparent methodology and a reasonably large sample.
Single source - not yet corroborated
Score breakdown
Extraction
75
Source Trust
60
Citation Chain
20
Independence
30
Methodology
45
Freshness
95
Source
FDIC
Primary
Tier B
https://www.biz2x.com/loan-origination-software/smb-finance-regulatory-trends-in-fintech/ ↗
Source Article
SMB Finance Regulatory Trends in Fintechs
Original Research
FDIC
· Original study ↗
Methodology
Cited from FDIC Small Business Lending Survey
Methodology documented
Segmentation
Industrymarketing
Cite this stat
Plain Text
US banks: 22% share of banks planning to use fintechs for smb finance. Source: FDIC (2025). Via Lighthouse Intelligence -- https://lighthousedata.io/data/banks-planning-fintechs-smb-finance
HTML Embed
<blockquote cite="https://lighthousedata.io/data/banks-planning-fintechs-smb-finance" style="border-left:3px solid #2563eb;padding:12px 16px;margin:16px 0;font-family:system-ui,sans-serif;background:#f0f4ff;"><strong>22%</strong> -- share of banks planning to use fintechs for smb finance for US banks<br><small>Source: FDIC (2025) · <a href="https://lighthousedata.io/data/banks-planning-fintechs-smb-finance" target="_blank" rel="noopener">Lighthouse Intelligence</a></small></blockquote>
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