B
Evidence Grade B
Graded
under review
Safe to Cite
Current
40%
40% -- percentage increase for bad driving record (2026)
Attribution:
View source
Lighthouse Research Team
Last verified:
·
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Source verified
Evidence graded
Value
40%
Unit
Percentage
Data Vintage
2026
Entity
Evidence Quality
B
Strong, reliable evidence
Sourced from a well-regarded research firm or industry leader with transparent methodology and a reasonably large sample.
Score breakdown
Extraction
95
Source Trust
50
Citation Chain
60
Independence
30
Methodology
45
Freshness
95
Sources (2)
AutoInsurance.org
Primary
Tier A
https://www.autoinsurance.org/factors-that-affect-auto-insurance-rates/ ↗
Source Article
Factors That Affect Auto Insurance Rates 2026 | AutoInsurance.org
Factors That Affect Auto Insurance Rates (2026)
There are several factors that affect auto insurance rates, such as age. Teen drivers can pay up to 367% more than older drivers. One of the major causes of higher insurance rates is a bad driving record, raising rates by up to 40%. Other auto insuranc…
Also cited by
usafacts.org
https://usafacts.org/
2026-08-18
Original Research
AutoInsurance.org
· Original study ↗
Methodology
Compared to clean driving records.
Segmentation
Industrymarketing
Cite this stat
Plain Text
bad driving record: 40% percentage increase. Source: AutoInsurance.org (2026). Via Lighthouse Intelligence -- https://lighthousedata.io/data/bad_driving_record_auto_insurance
HTML Embed
<blockquote cite="https://lighthousedata.io/data/bad_driving_record_auto_insurance" style="border-left:3px solid #2563eb;padding:12px 16px;margin:16px 0;font-family:system-ui,sans-serif;background:#f0f4ff;"><strong>40%</strong> -- percentage increase for bad driving record<br><small>Source: AutoInsurance.org (2026) · <a href="https://lighthousedata.io/data/bad_driving_record_auto_insurance" target="_blank" rel="noopener">Lighthouse Intelligence</a></small></blockquote>
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