B Evidence Grade B Graded under review Safe to Cite Dated

$23

$23 -- average late fee for Major U.S. credit card issuers (2022)

Name: Average Late Fee Statistics
Creator: Lighthouse Intelligence
Published: 2026-09-18

2022 · CFPB

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Attribution: CFPB View source

Lighthouse Research Team

Last verified: 2026-09-18 · How we verify data →

Source verified Evidence graded

Value

$23

Unit

Currency Usd

Data Vintage

2022

Entity

Major U.S. credit card issuers

Geography

Evidence Quality

Strong, reliable evidence

Sourced from a well-regarded research firm or industry leader with transparent methodology and a reasonably large sample.

61/100 confidence

Single source - not yet corroborated

Score breakdown

Extraction

Source Trust

Citation Chain

Independence

Methodology

Freshness

Source

CFPB Primary Tier B

https://cashessentials.org/united-states-lowering-banks-junk-fees/ ↗

Confidence: 53/100 Vintage: 2022 Channel: Deep Crawl

Source Article

U.S.: Junk Fees in Banking and Financial Services

Categories : Cash ensures competition among payment instruments, Costs of cash versus costs of electronic payment instruments April 8, 2024 U.S. consumers paid credit card issuers $130 billion in interest and fees in 2022. In March, the Biden Administration curbed excessive credit card late fees. “I…

Original Research

CFPB · Original study ↗

Methodology

Increase from $23 in 2010 to $32 in 2022

Methodology documented

Segmentation

IndustryFinance Company SizeEnterprise RegionUS

Cite this stat

Plain Text

Major U.S. credit card issuers: $23 average late fee. Source: CFPB (2022). Via Lighthouse Intelligence -- https://lighthousedata.io/data/avg-late-fee-2010-to-2022

HTML Embed

<blockquote cite="https://lighthousedata.io/data/avg-late-fee-2010-to-2022" style="border-left:3px solid #2563eb;padding:12px 16px;margin:16px 0;font-family:system-ui,sans-serif;background:#f0f4ff;"><strong>$23</strong> -- average late fee for Major U.S. credit card issuers<br><small>Source: CFPB (2022) · <a href="https://lighthousedata.io/data/avg-late-fee-2010-to-2022" target="_blank" rel="noopener">Lighthouse Intelligence</a></small></blockquote>

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