B
Evidence Grade B
Graded
accuracy verified by the review judge
Safe to Cite
Current
34%
34% -- share of americans describing financial situation as struggling for US consumers (Q1 2026)
According to Ramsey Solutions' Q1 2026 State of Personal Finance report, 34% of Americans describe their financial situation as struggling.
Attribution:
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Lighthouse Research Team
Last verified:
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Source verified
Evidence graded
Value
34%
Unit
Percentage
Data Vintage
Q1 2026
Entity
Evidence Quality
B
Strong, reliable evidence
Sourced from a well-regarded research firm or industry leader with transparent methodology and a reasonably large sample.
Single source - not yet corroborated
Score breakdown
Extraction
50
Source Trust
60
Citation Chain
20
Independence
30
Methodology
45
Freshness
95
Source
Ramsey Solutions
Primary
Tier C
https://envelopebudgeting.com/articles/monarch-money-review ↗
Source Article
Monarch Money Review 2026: Is It Worth It?
Monarch Money Review 2026: Is It Worth It?
Honest Monarch Money review for 2026. Features, pricing, pros & cons. Is this budgeting app worth the cost? Find out if it's right for you.
More than half of Americans — 54% — are living paycheck to paycheck in 2026, up from 42% five years ago. That financi…
Original Research
Ramsey Solutions
· Original study ↗
Methodology
Ramsey Solutions State of Personal Finance report as cited by secondary source
Methodology documented
Segmentation
Industrymarketing
Cite this stat
Plain Text
US consumers: 34% share of americans describing financial situation as struggling. Source: Ramsey Solutions (Q1 2026). Via Lighthouse Intelligence -- https://lighthousedata.io/data/americans-financial-situation-struggling-q1-2026
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<blockquote cite="https://lighthousedata.io/data/americans-financial-situation-struggling-q1-2026" style="border-left:3px solid #2563eb;padding:12px 16px;margin:16px 0;font-family:system-ui,sans-serif;background:#f0f4ff;"><strong>34%</strong> -- share of americans describing financial situation as struggling for US consumers<br><small>Source: Ramsey Solutions (Q1 2026) · <a href="https://lighthousedata.io/data/americans-financial-situation-struggling-q1-2026" target="_blank" rel="noopener">Lighthouse Intelligence</a></small></blockquote>
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